"If you have knowledge, let others light their candles in it" - a quote by Margaret Fuller, sincere thanks to IRMI in allowing us to list the defined terms below and share with our customers and the local insurance industry.

Insurance and Risk Management Terms

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

abandonment

abatement

"absolute" exclusions

absolute pollution exclusion

absorbed dose

accident

accidental death

accidental death and dismemberment (AD&D)

accidental means

accident year data

accident year experience

accommodation line

accountants professional liability insurance

account current

accounts receivable coverage

accreditation

Accredited Adviser in Insurance (AAI)

action versus the insurer provision

active retention

activity standards

act of God

actual cash value (ACV)

additional expense coverage

additional insured

additional insured endorsement

additional living expense (ALE) coverage

additional medical

additional named insured

add-on control device

"add-on" no-fault laws

administrative order on consent

administrative services only (ASO)

administrator

admiralty law

admitted assets

admitted/authorized reinsurance

advanced wastewater treatment

advance loss of profit (ALOP) insurance

advancement of defense costs provision

Age Discrimination in Employment Act (ADEA) of 1967

agency

agency agreement

agency captive

agency construction management

agents errors and omissions

aggregate excess insurance

aggregate excess of loss reinsurance

aggregate limit of liability

aggregate limits reinstatement

aggregate stop-loss reinsurance

agreed amount clause

agreed value coverage option or provision

agreement not to rely on governmental immunity

airborne particulates

air quality control region

air quality standards

allied healthcare professional liability insurance

allocated expenses

allocated loss adjustment expense (ALAE)

allocated loss expense

allocation

all risks coverage

all risks, difference-in-conditions (builders risk)

all risks, ground and flight

all risks, not in motion

alternate employer endorsement

alternative dispute resolution (ADR)

alternative dispute resolution provision

alternative market

alternative remedial contract strategy contractors

alternative risk financing facilities

alternative risk financing mechanism

alternative risk transfer (ART) market

A.M. Best rating

amendment of "insured contract" definition endorsement

AMERCO v. Commissioner

American Association of Insurance Services (AAIS)

American Institute for Chartered Property Casualty Underwriters (AICPCU)

American Institute of Architects (AIA)

American Institute of Certified Public Accountants (AICPA)

American Insurance Association (AIA)

American Society for Testing and Materials (ASTM)

Americans with Disabilities Act (ADA) of 1990

American Trucking Associations, Inc. (ATA)

amount at risk

amount subject

analytic risk modeling method

animal mortality insurance

anniversary date

anniversary rating date

annual aggregate deductible

anti-concurrent causation (ACC) language

anti-concurrent cause (ACC) provision

anti-indemnity statute

anti-stacking provisions

application of retention

apportionment

appraisal clause

appraisers errors and omissions

architects and engineers (A&E) liability coverage

asbestos

asbestos abatement

asbestos-containing material (ACM)

asbestos program manager

assessment company (society or insurer)

Associated General Contractors of America (AGC)

Associate in Automation Management (AAM)

Associate in Claims (AIC)

Associate in Fidelity and Surety Bonding (AFSB)

Associate in Information Technology (AIT)

Associate in Insurance Accounting and Finance (AIAF)

Associate in Insurance Services (AIS)

Associate in Loss Control Management (ALCM)

Associate in Management (AIM)

Associate in Marine Insurance Management (AMIM)

Associate in Personal Insurance (API)

Associate in Premium Auditing (APA)

Associate in Reinsurance (ARe)

Associate in Research and Planning (ARP)

Associate in Risk Management (ARM)

Associate in Surplus Lines Insurance (ASLI)

Associate in Underwriting (AU)

Associateship of the Chartered Insurance Institute (ACII)

associational discrimination

association captive

association group

Association of Trial Lawyers of America (ATLA)

association professional liability insurance

assumption endorsement

assumption of liability agreement

assumption of liability endorsement (ALE)

assumption of risk

assumption of risk doctrine

assurance

as their interests may appear (ATIMA)

at-risk construction management

attachment basis

attachment point

attained age

attorney/client communication

attorney work product

attractive nuisance doctrine

A201 construction contract

auction rate security (ARS)

audit

authorized nonadmitted reinsurer

auto

auto coverage symbols

auto loan/lease gap coverage

automatic additional insured endorsement

automatic increase in insurance provision

automatic insureds

automatic premium loan

automatic treaty

automobile

Automobile Claim Law Associate (ACLA)

Automobile Claim Law Specialist (ACLS)

automobile liability excess indemnity

automobile liability insurance

automobile physical damage insurance

average basis

average rate

average severity

average weekly wage (AWW)

aviation accident insurance

aviation hazard

avoidance

awareness provisions

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

B

backdated liability insurance

back pay

back-to-back deductible

bankers professional liability (BPL) insurance (BPLI)

Basel Committee on Banking Supervision

base premium

basic causes of loss form (ISO)

basic extended reporting period (BERP)

below-target-risk (BTR)

benefits payable exclusion

best available control measures (BACM)

best demonstrated available technology (BDAT)

Best’s Capital Adequacy Ratio (BCAR)

bilateral extended reporting period provision

biological magnification

biomechanical analysis

bioremediation

Bipartisan Campaign Reform Act of 2002

Black Lung Benefits Act of 1973

blackmail settlement clause

blackout period

blanket additional insured endorsement

blanket contractual liability insurance

blanket fidelity bond

blanket group boiler and machinery coverage

blanket limit

blanket medical expense

blanket policy

blanket position bond

blended finite risk

blended risk

blowout and cratering

blowout prevention warranty

bodily injury by accident limit (workers compensation)

bodily injury by disease, each employee (workers compensation)

bodily injury by disease—policy limit (workers compensation)

boiler and machinery (BM) insurance

Bornhuetter-Ferguson technique

borrowed servant rule

brands and labels endorsement

breach

breach of contract

breach of warranty clause

break point

British business interruption coverage

broadcasters liability

broad causes of loss form (ISO)

broad evidence rule

broad form comprehensive general liability (BFCGL) endorsement

broad form contractual liability insurance

broad form drive other car coverage

broad form hold harmless clause

broad form named insured endorsement

broad form pollution exclusion

broad form property damage (BFPD)

broker

brokerage department

brokerage market

brother-sister relationship

building and personal property coverage form (ISO)

building codes effectiveness grading schedule (BCEGS)

building information modeling (BIM)

building ordinance coverage

business auto policy (BAP)

business continuity management (BCM)

business continuity plan (BCP)

business income coverage

business income worksheet

business interruption coverage

business interruption worksheet

business judgment rule

business legal expense insurance

businessowners policy (BOP)

buyout settlement clause

buy/sell agreement

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

C

Cable Communications Policy Act (CPPA) of 1984

calendar year experience

Capital Asset Pricing Model (CAPM)

capital stock company

capital structure

capital sum

capitated fee

captain of the ship doctrine

captive

captive facility

Captive Insurance Companies Association (CICA)

captive management company

captive value added (CVA)

care, custody, or control (CCC)

cargo insurance

Carmack Amendment

Carriage of Goods by Sea Act (COGSA) of 1936

case reserves cash flow plans

cash balance pension plans

cash call

cash flow program

cash flow return on investments (CFROI)

cash flow underwriting

cash refund annuity

cash surrender value

Casualty Claim Law Associate (CCLA)

Casualty Claim Law Specialist (CCLS)

casualty insurance

catastrophe

catastrophe bond

catastrophe equity put

catastrophe plan

catastrophe policy

catastrophe reinsurance

catastrophe reserves

catastrophic loss

causes of loss

causes of loss forms (ISO)

Centers for Medicare and Medicaid Services (CMS)

central collection point

central tendency

certificate holder

certificate of compliance

certificate of insurance

certificate of reinsurance

certified act of terrorism

Certified Risk Manager (CRM)

chaplain or priest malpractice

charter

Chartered Insurance Institute (CII)

Chartered Life Underwriter (CLU)

Chartered Property Casualty Underwriter (CPCU)

charterers legal liability coverage

chemical, biological, radiological, nuclear (CBRN) weapon

Chemnet

chief risk officer (CRO)

Children's Online Privacy Protection Act (COPPA) of 1998

choice no-fault

chronic toxicity

chronological stabilization plans

circumstance

Civil Rights Act of 1991

claims-made and reported policy

claims-made and reported provision

claims-made multiplier

claims-made reinsurance

Class Action Fairness Act of 2005

classification

classification limitation

Clean Air Act (CAA) of 1970

clean closure

cleanup fund

Clean Water Act (CWA) of 1972

closed-loop recycling

coincidental excess coverage

coinsurance hammer clause

coinsurance provision

coinsurer

collapse additional coverage

collapse: homeowners policy

collateralization of cash flow programs

collateral source rule

collateral value insurance

collection commission

collection fee

collision damage waiver (CDW)

collision insurance

combination plan reinsurance

combination policy

combined additional coverage (CAC)

combined ratio

comment period

commercial appropriation

commercial auto insurance coverage forms

commercial crime policy

commercial general liability (CGL) policy

commercial insurer or reinsurer

commercial lines

Commercial Lines Manual (CLM)

commercial multiple peril (CMP) policy

commercial output policy (COP)

commercial package policy

commercial property conditions form (ISO)

commercial property coverage forms (ISO)

commercial property policy

commercial property program

commercial risks

commercial waste management facility

commission

commissioner

commissioners standard ordinary 1958 mortality table

commissions of selling agents coverage

Committee of Sponsoring Organizations (COSO)

common policy conditions

communicable disease

community property

community rating

Community Rating System (CRS)

commutation

commutation agreement

commutation clause

commutation rights

comparative negligence

compensable

Compensated Intercorporate Hauling (CIH)

compensating balance plan

compensatory damages

competitive bidding

competitive state funds

comprehensive auto coverage

comprehensive auto liability (CAL)

comprehensive boiler and machinery coverage

Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) of 1980

comprehensive general liability (CGL) policy

comprehensive personal liability

comprehensive 3-D policy

compulsory insurance

compulsory insurance requirements (international insurance)

computer crime insurance

computer fraud coverage form

computer software design errors and omissions

conditional binding receipt

conditionally renewable

conditional payment clause

conditional vesting

conditions

condominium association coverage form (ISO)

confidence intervals (levels)

confiscation, expropriation, nationalization (CEN), and deprivation (CEND) insurance

conflict of laws

ConsensusDOCS

consent judgment

consent to settlement clause

consequential bodily injury suits

consequential damages

consequential loss

conservator

consideration

consolidated insurance program (CIP)

Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985

consolidation

constructibility review

construction ban

construction defect

construction management (CM)

construction management agency

construction management at-risk

construction management professional liability insurance

Construction Risk and Insurance Specialist (CRIS)

constructive discharge

constructive notice

constructive total loss

contingent beneficiary

contingent business interruption insurance

contingent commission

contingent extra expense insurance

contingent insurance

contingent liability from operation of building codes

continuance

continuation of coverage in bankruptcy provision

continuing undertaking rule

continuous contract

continuous injury trigger

continuous treatment rule

contractor controlled insurance program (CCIP)

contractors all risks (CAR) insurance

contractor's limitation endorsement

contractors professional liability insurance

contractors rework coverage

contract ratification indemnity

contract repudiation indemnity

contractual liability

contractual liability insurance

contractual risk transfer

contra proferentem rule

contribution

contribution by equal shares

contribution by limits

contributory negligence

controlled foreign corporation (CFC)

controlled insurance program (CIP)

controlled master insurance program

controlled unrelated business

controlling

Controlling the Assault of Non-Solicited Pornography and Marketing (CAN-SPAM) Act of 2003

control technique guidelines (CTG)

conventional subrogation

convention blank

convention statement

convergence

convergence (of the capital and insurance markets)

cooperative controlled insurance program (CO-CIP)

cooperative insurance

Coordinated Advertising, Rate and Form Review Authority (CARFRA)

coordination of coverage

corporate override agreement

corporate reimbursement coverage

corporation

correlation/uncorrelation

corridor deductible

corridor self-insured retention

cost and freight (C and F)

cost, insurance, and freight (CIF)

cost of debt

cost of hire endorsement

cost of risk

cost of suit coverage

cost of well control

co-surety

counseling liability

counsel selection provision

courthouse steps settlement

court reporter

covariance

covenant not to execute

covenant not to sue

covenants, conditions, and restrictions (CC&R)

covered auto designation symbols

cover note

cradle-to-grave or manifest system

credentialing liability

credibility

credit carry-forward

credit default swap

credit for reinsurance

credit insurance

credit life insurance

credit risk

credit wrap

crisis

crisis management approach

crisis management coverage

crisis management plan

criteria pollutant

critical recommendation

cross-liability coverage

cross-liability endorsement

cross purchase

Cumis counsel

cumulative collusive excess cover

cumulative injury

current disbursement

current service benefit

custom bond

customer's auto

cutoff

cut through endorsement

cyber and privacy insurance

cyberspace liability

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

D

daily reports

"damages reduction" provision

"damage to premises rented to you"

damage to rented premises liability coverage--garages endorsement

data processing coverage

data processors errors and omissions coverage

date of issue

deadheading

dealers driveaway collision

death benefit

Death on the High Seas Act (DOHSA) of 1920

deductible, annual aggregate

deductible plan

deductible reduction incentive provisions

defense costs endorsements

defense-only coverage

defense within limits

deferred acquisition cost (DAC)

deferred group annuity

deferred payment merchandise

deferred premiums

deferred tax asset

deficit carry-forward or carry-back

defined benefit plan

defined contribution plan

delay clause

delayed completion coverage

delay in start-up (DSU) insurance

delivery

demand surge

demand trigger coverage

denial of tenure claims

Department of Labor (DOL)

Department of Transportation (DOT)

dependent properties time element coverage

designated construction project general aggregate limit endorsement

designated contractor

designated employees

designated insured endorsement

designated operations exclusion endorsement

designated pollutant

designated workplaces exclusion endorsement

design-build professional liability insurance

designer bugs

design liability

destroyed medical waste

destruction and removal efficiency (DRE)

development factor

deviation

difference-in-conditions (DIC) insurance

difference-in-limits (DIL) clause

Digital Flood Insurance Rate Map (DFIRM)

diminution in value (auto)

diminution in value (property)

direct action

direct damage

direct damage coverage

direct discharger

direct filtration

Directive on Data Protection

direct loss

direct market

directors and officers (D&O) liability insurance

direct premiums

direct selling system (direct marketing)

direct threat

direct writer

direct writing captive

direct writing carrier

direct written premium

dirty bomb

disability

disability benefit

disability income insurance

disappearing deductible

disaster

disaster recovery plan

disciplinary proceeding expense coverage

disclaimer

disclosure dollar loss (DDL)

disintermediation risk

dismemberment

dismissal

disparagement of goods

disparate impact discrimination

disparate treatment discrimination

diversification credit

divided risk endorsement

dividend accumulation

dividend addition

dividend options

dividends

divisible contract clause

docket control system

dose-response assessment

dose-response relationship

double excess coverage

drive other car endorsement

Driver's Privacy Protection Act (DPPA) of 1994

drop down provision

druggist liability insurance

dry pipe sprinkler system

dwelling property coverage forms

dynamic financial analysis (DFA)

dynamic risk

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

E

earned premium

earned reinsurance premium

earned surplus

earnings before interest, dividends, depreciation, and amortization (EBIDDA)

earnings guidance

earnings insurance

earth movement or earthquake exclusion

earthquake coverage

easement

easement appurtenant

easement by prescription

easement, public

ecological risk assessment

economic capital

economic cost of ruin (ECOR)

economic damages

Economic Loss Doctrine

economic or use value

economic value added (EVA)

educators legal liability (ELL) insurance

electrical damage or injury exclusion

Electronic Communications Privacy Act (ECPA) of 1986

electronic data liability

electronic data processing (EDP) coverage

electronic funds transfer (EFT) system coverage

electronic products errors and omissions insurance

emergency medical technician (EMT) and paramedics professional liability

emergency response plan

emergency response values

employed lawyers professional liability insurance

employee as lessor endorsement

employee assistance program (EAP)

employee benefit programs

employee benefits liability

employee dishonesty coverage

employee hired autos endorsement

employee leasing

employee leasing company

employee pension benefit plans

Employee Retirement Income Security Act liability

Employee Retirement Income Security Act (ERISA) of 1974

Employee Retirement Income Security Act Section 510

Employee Retirement Income Security Act Section 404(c)

Employee Retirement Income Security Act stock drop litigation

Employee Retirement Income Security Act "tag-along" claims

employees as additional insureds

employees as insureds endorsement

employee stock ownership plan (ESOP)

employee stock purchase plan

employee welfare benefit plans

employers excess indemnity insurance

employers liability coverage

Employment Arbitration Agreement

employment-at-will doctrine

employment practices liability insurance (EPLI)

employment-related practices liability (ERPL) policy

employment risk

encapsulation

endangerment assessment

endemic disease coverage

endorsement

endowment insurance

energy release theory

enforceable requirements

enforcement decision document (EDD)

engaged in trade or business (ETB)

engagement letter

engineering

engineering insurance

Engineering Joint Contracts Documents Committee (EJCDC)

enterprise risk management (ERM)

entire contract clause

entity coverage

entity securities coverage

environmental assessment

environmental audit

environmental impact statement

environmental impairment liability (EIL) insurance

environmental liability buyout

Environmental Monitoring and Assessment Program (EMAP) data

environmental stop loss insurance

Equal Employment Opportunity Commission (EEOC)

Equal Pay Act of 1963

equipment breakdown insurance

equipment floater

equitable estoppel

equitable subrogation

erection all risks (EAR) insurance

ergonomics

Erie Doctrine

error or omission in reporting endorsement

errors and omissions (E&O) clause

errors and omissions (E&O) insurance

event triggered financings

evidence

evidence of insurability

exacerbation

examination under oath (EUO)

exception (to exclusion)

excess

excess ad damnum letter

excess and surplus (E&S) lines insurance

excess liability "follow form" policy

excess liability policy

excess limit

excess lines broker

excess loss premium (ELP) factor

excess of loss ratio reinsurance

excess of loss reinsurance

excess per risk reinsurance

excess point

excess workers compensation insurance

exchange transfer embargo indemnity

exclusion

exclusive agency system

expected reinsurer deficit (ERD)

expediting expense

expediting expense coverage

experience modification

export and/or import embargo indemnity

exposure

exposure base

exposure-in-residence theory

extended coverage (EC) endorsement

extended discovery period

extended discovery provision

extended period of indemnity endorsement or option

extended reporting period (ERP)

extended term insurance

exterior insulation and finish systems (EIFS)

extortion coverage form G

extracontractual damages

extracontractual obligations (ECO)

extra expense coverage

extra percentage tables

extra premium

extraterritorial coverage

extremely hazardous substances

"extrinsic facts" test

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

F

face amount

facility emergency coordinator

factory firms

facultative automatic

facultative obligatory treaty

facultative reinsurance

failure to collect contributions exclusion

failure to fund in accordance with ERISA exclusion

failure to insure exclusion

Fair Access to Insurance Requirements (FAIR) plans

Fair Credit Reporting Act (FCRA) of 1970

Fair Labor Standards Act (FLSA) of 1938

fair rental value (FRV) coverage

faithful performance coverage

false arrest

false pretense, trick, and device

Family and Medical Leave Act (FMLA) of 1993

Federal Coal Mine Safety and Health Act (FCMS&HA) of 1969

federal crop insurance

Federal Emergency Management Agency (FEMA)

Federal Employers Liability Act (FELA) of 1908

federal excise tax (FET)

Federal Highway Administration (FHWA)

Federal Insurance Contribution Act (FICA) of 1935

Federal Motor Carrier Safety Administration (FMCSA)

Federal Motor Carrier Safety Regulations (FMCSR)

Federal Savings and Loan Insurance Corporation (FSLIC)

fee-for-service

fees

fee schedule

fellow employee coverage

fellow employee exclusion

fellow employee suits coverage

Fellow in Risk Management (FRM)

Fellowship of the Chartered Insurance Institute (FCII)

fiduciary liability endorsement

fiduciary liability "follow-on" claims

field service advice (FSA)

filed forms

financed insurance

Financial Accounting Standards Board (FASB)

Financial Anti-Terrorism Act (FATA or PATRIOT Act) of 2001

financial capacity

financial disclosure claims

financial guarantee insurance

financial institution bond

financial modeling

financial quota share

financial reinsurance

financial responsibility

financial responsibility law

financial restatement

financial restatement exclusion

financial risk management

financial statement

financial transformation (FT)

fine arts coverage

finite risk insurance

fire brigade

fire department service charge coverage

fire legal liability coverage

fire-resistive construction

first class mail coverage

first dollar coverage

first dollar defense coverage

first dollar defense, umbrella

first named insured

first-party insurance

first surplus reinsurance treaty

fleet automatic, auto

fleet of companies

fleet policy

floater policy

floating excess policy

flood coverage

flood exclusion

flood insurance rate map (FIRM)

floor

follow form

follow form professional liability endorsement

following reinsurer

following the fortunes

forced placed

force majeure

force majeure insurance

foreign commerce

foreign-cubed litigation

foreign currency controls

foreign insurer

foreign liability coverage

foreign title equivalent coverage provision

forgery or alteration coverage

"for-hire" motor carrier

franchise inflation clause

franchise insurance

fraud

Fraud Claim Law Associate (FCLA)

Fraud Claim Law Specialist (FCLS)

free alongside (FAS)

free of capture and seizure (FC&S) warranty

free of particular average (American conditions) (FPAAC)

free of particular average (English conditions) (FPAEC)

free of particular average (FPA)

free on board (FOB)

free on board destination

full preliminary term reserve valuation

full prior acts coverage

full-timers coverage

fully insured status

fully paid policy

functional capacity evaluation (FCE)

functional job description

functional replacement cost

functional replacement cost provision or endorsement

fundamental risk

fund control agreement

funded self-insurance

fund states coverage

funds withheld

furriers block policy

furriers customers insurance

future

futures contract

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

G

gap financing

garagekeepers coverage/garagekeepers legal liability

garagekeepers extra legal liability

garage liability insurance

garage policy

garment contractors floater

General Adjustment Bureau (GAB)

general agency system

general aggregate limit

general average losses

general indemnity clause

general liability insurance

Generally Accepted Accounting Principles (GAAP)

general maritime law

general supervision

Genetic Information Nondiscrimination Act (GINA) of 2008

geographical (coverage territory) limitations

glass ceiling

glass insurance

global insurance program

glovebag

good faith settlement

"good guy" letter

Good Samaritan statutes

good student discount

governing classification

grace period

graded commission

graduated drivers licenses

Gramm-Leach-Bliley (GLB) Act of 1999

green building

greenmail exclusion

gross cessation

gross combination weight (GCW)

gross domestic product (GDP)

gross earnings coverage

gross loss reserves

gross negligence

gross premium

gross profits insurance

gross receipts or mileage, auto

gross vehicle weight (GVW)

gross weight

gross written premium (GWP)

group credit insurance

group insurance

group of companies

group-owned captive

group practice health maintenance organization

group property and liability insurance

group self-insurance

guaranteed auto protection (GAP)

guaranteed cost

guaranteed cost discount (GCD)

guaranteed cost insurance

guaranteed cost premium

guaranteed insurability

guaranteed investment contract (GIC)

guests' property, premises

guests' property, safe deposit box

guest statutes, auto

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

H

hail insurance

hammer clause

hangar keepers liability

hard market

Harper Group v. Commissioner

hazard

hazard class pricing

hazardous ranking system (HRS)

healthcare purchasers liability insurance

healthcare reimbursement plan

Health Insurance Portability and Accountability Act (HIPAA) of 1996

health maintenance organization (HMO)

highly protected risk (HPR) property

high-risk community

Highway Loss Data Institute (HLDI)

hired automobile

historical cost

hold harmless agreement

holding power formula

holistic risk management

homebuilder wrap-up

home equity insurance

home foreign

home office

homeowners modified form 8 (HO 8)

homeowners policy

homeowners policy basic form 1 (HO 1)

homeowners policy broad form 2 (HO 2)

homeowners policy comprehensive form 5 (HO 5)

homeowners policy contents broad form 4 (HO 4)

homeowners policy special form 3 (HO 3)

homeowners policy unit owners form 6 (HO 6)

honorable engagement or undertaking

horizontal exhaustion rule

hospital income insurance

hospital medicine

hospital professional liability (HPL) insurance

hostile fire

hostile work environment sexual harassment

host liquor liability

hotline

Household Goods Transportation Act of 1980

HR-10 plan

hull coverage

Humana v. Commissioner

human equivalent dose

hurdle rate

hybrid

hybrid plans

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

I

identity theft coverage

idiopathic injury

immediate annuity

immediately dangerous to life and health (IDLH)

immigration violation coverage endorsement

improvements and betterments

in camera proceedings

Inchmaree clause

incidence of ownership

incidental malpractice

incident reporting provision

incontestable clause

incorporation doctrine

increased cost of construction

increased limit factors

increased limits table

incurred but not enough (IBNE)

incurred but not reported (IBNR) losses

independent agency system

independent contractor

independent directors policies

independently filed form

independent medical examination (IME)

independent practice association (IPA)

index

index-based contracts

Individual Risk Premium Modification (IRPM)

industrial hygiene control

industrial insured

industrial insured group

industrial life insurance

inflation clause

inflation factor

inflation guard provision

informal retention

information page

Information Practices Act (SB 1386) of 1977

informed consent

inherent defects insurance (IDI)

inherent vice

in-house counsel

initial premium

initial public offering (IPO)

initial public offering laddering claims

inland marine coverage

innkeepers legal liability

installment settlement

installment tail coverage

insurability

insurable interest

insurance

insurance agents errors and omissions

insurance commissioner

Insurance Information Institute (III)

Insurance Institute for Highway Safety (IIHS)

insurance line

insurance policy

Insurance Regulatory Information System (IRIS)

insurance requirements

insurance risk

insurance risk management

insurance risk score

insurance risk scoring

Insurance Services Office, Inc. (ISO)

insured fixed-price cleanup (IFC)

insured versus insured exclusion

insurer

insurer insolvency exclusion

insurer-sponsored agency captive

insuring agreement

integrated disability management (IDM)

integrated excess policies

integrated project delivery (IPD)

integrated risk

intellectual property

intellectual property defense cost reimbursement insurance

intellectual property infringement abatement insurance

interchange agreements

interest rate risk

interim bill

interim (permit) status

inter-insurance exchange

Interjurisdictional Agreement on Workers Compensation (IJA)

Interjurisdictional Trucking Agreement (ITA)

Intermodal Surface Transportation Efficiency Act (ISTEA) of 1991

International Fuel Tax Agreement (IFTA)

International Registration Plan (IRP)

international reverse business

interpolicy stacking

interrelated claims provisions

interrogatory

interstate commerce

Interstate Commerce Act of 1887

Interstate Commerce Commission (ICC)

Interstate Commerce Commission Termination Act of 1995

interstate experience rating

intrafamily immunity

intrapolicy stacking

intrastate commerce

intrastate experience rating

invasion of privacy

Investment Company Act of 1940

investment income

investment risk

invitee

irrevocable beneficiary

irrevocable letter of credit (ILOC)

issued business

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

J

jettison

jewelers block insurance

job safety analysis (JSA)

joint and several liability

joint and survivorship annuity

joint annuity

Joint Commission on Accreditation of Healthcare Organizations (JCAHO)

joint defense

joint employer

joint insurance

joint underwriting association (JUA)

joint venture

joisted masonry construction

Jones Act (Merchant Marine Act of 1920)

judgmental immunity

judgment rates

jumping juvenile insurance

jump process

jurisdiction

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

K

Kenney ratio

Keogh Act plan

key man insurance

kidnap/ransom insurance

known loss provision

known loss rule

Kotecki waiver

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

L

large deductible plan

large line capacity

laser exclusion

last injurious exposure

law enforcement officers liability

law of large numbers

lawyers professional liability coverage

layering

lay-up

lay-up warranty

LC5-lethal concentration

legal action against insurer

legal liability coverage form (ISO)

Legal Principles Claim Specialist (LPCS)

legal risk

lender liability

lenders liability coverage

lenders loss payable endorsement

lessee

lessees of safe deposit boxes coverage form I

lessor

less than truckload (LTL)

letter of credit (LOC)

leverage

liability

liability for guests' property, premises coverage form L

liability for guests' property, safe deposit box coverage form K

liability insurance

liability limits

Liability Risk Retention Act of 1996

libel

liberalization clause

license

license and permit bond

licensed insurer/reinsurer

lien

life expectancy

life insurance trust

Life Office Management Association (LOMA)

Life Underwriter Training Council (LUTC)

Lilly Ledbetter Fair Pay Act of 2009

limit

limitation of liability clause

limitation of risk

limited liability company (LLC)

limited losses

limited Mexico coverage endorsement

limited severability provision

limit of insurance

limit of liability

"limits reduction" provision

limits under multiple policy (LUMP) years

liquor law liability (dramshop)

litigation

litigation management

little Miller Acts

livestock collision

livestock coverage form

livestock mortality insurance

Lloyd's broker

Lloyd's central fund

Lloyd's managing agent

Lloyd's members' agent

loan participation coverage

locality standard

London form (BFPD)

Longshore and Harbor Workers' Compensation Act (LHWCA) of 1927

long tail liability

long-term disability (LTD) income insurance

long-term insurance

loss

loss adjustment expense (LAE)

loss conversion factor (LCF)

loss costs

loss damage waiver (LDW)

loss development

loss development factor (LDF)

losses incurred

losses in excess of policy limits

loss forecasting

loss limit

loss limitation

loss loading (multiplier)

loss mitigation underwriting (LMU)

loss of consortium suits

loss of income coverage

loss portfolio agreements

loss portfolio transfer (LPT)

loss reserve stability

lowest achievable emission rate

low speed vehicle (LSV)

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

M

maintenance, cure, and wages

maintenance wrap-up

major life activity

major medical insurance

major shareholder exclusion

malicious prosecution

malpractice

malpractice insurance

managed care

managed care coverage endorsement

managed care liability insurance

managed care organization (MCO)

management advisory services

management liability insurance

Management Liability Insurance Specialist (MLIS®)

managing general agent (MGA)

managing general underwriter (MGU)

mandatory arbitration provision

mandatory securities valuation reserve

manufacturers and contractors (M&C) insurance

manufacturers output policy (MOP)

manufacturers penalty insurance

manufacturer's selling price endorsement

manuscript certificate of insurance

manuscript form or policy

margin clause

marina operators legal liability coverage

market service agreement (MSA)

market value

market value clause

masonry noncombustible construction

master policy

matching deductible

material safety data sheet (MSDS)

maximum foreseeable loss (MFL)

maximum medical improvement (MMI)

maximum possible loss (MPL)

maximum premium

McCarran-Ferguson Act (Public Law 15) of 1945

MCS-90 endorsement

mean reserve

means and methods of construction

mean/variance/covariance (MVC) risk modeling method

media liability coverage

mediation

mediation incentive deductible

Medicaid

medical fee schedule

Medical Injury Compensation Reform Act (MICRA) of 1975

medical malpractice "caps"

medical malpractice insurance

medical payments, auto

medical payments, general liability

medical payments, homeowners

Medicare

Medicare fraud and abuse insurance

Medicare, Medicaid, and SCHIP Extension Act (MMSEA) of 2007

Medicare set-aside

membership accounting

members of Lloyd's of London

mental impairment

mental-mental injuries

menu-driven policy

mercantile open stock

mercantile robbery

mercantile safe burglary

Meredith Principles

Mexico coverage

midi-tail

Migrant and Seasonal Agricultural Worker Protection Act (MSAWPA) of 1983

mill construction

Miller Act of 1935

Million Dollar Round Table (MDRT)

mine subsidence coverage

minimum and deposit (M&D)

minimum deposit policy

miscellaneous liability coverage

misrepresentation

misstatement of age provision

modification factor (the "mod")

modified fire-resistive construction

modified premium

monetary threshold

money and securities broad form policy

money orders and counterfeit paper currency insurance

monoline

monopolistic state funds

Montrose doctrine

Montrose provision

moonlighting coverage

mortgage-backed security

mortgage errors and omissions insurance

mortgageholders

mortgage impairment insurance

mortgage insurance

mortgage (mortgagee) clause

most favored venue wording

Motor Carrier Act (MCA) of 1980

Motor Carrier Act Endorsement

motor vehicle insurance law

motor vehicle record (MVR)

motor vehicle registration law

moving cause

multiemployer pension and benefit plans

multi-peril crop insurance (MPCI)

multi-period excess earnings (MPEE) method

multiple coordinated policies

multiple indemnity

multiple parent captive

multiple protection insurance

multiple trigger insurance contracts

multiplied damages

multiyear single limit (MYSL)

mutual additional insured status

mutual benefit association

mutual law enforcement agreements

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

N

name

named insured

named nonowner policy or endorsement

named perils coverage

name partner

National Association of Insurance Commissioners (NAIC)

National Association of Registered Agents and Brokers (NARAB)

National Council on Compensation Insurance (NCCI)

National Flood Insurance Program (NFIP)

National Highway Traffic Safety Administration (NHTSA)

National Independent Statistical Service (NISS)

nationalization

National Practitioner Data Bank (NPDB)

National Priorities List (NPL)

National Response Center

National Response Team (NRT)

National Safety Council

Nationwide Marine Definition

natural death

naturally occurring asbestos (NOA)

naturally occurring substances

negative basis

negligence

negligence per se

negligent entrustment

negligent evaluation

negligent provider selection

net retained liability

net retention

net risk (risk limitation)

network

net written premium

new for old

newly acquired entities

newsgathering torts

New Source Performance Standards (NSPS)

nexus

NFC mortality rate

no-fault

no further remedial action planned

nonadmitted asset

nonadmitted balance

nonadmitted insurance

nonadmitted insurance (international insurance)

nonadmitted insurer

nonadmitted reinsurance

Nonappropriated Fund Instrumentalities Act of 1952

nonassessable

nonassignable

noncertified act of terrorism

noncombustible construction

nonconcurrency

nonconcurrency of coverage triggers

noncontributing, noncontributory

noncontributory insurance

noncontrolled foreign corporation (NCFC)

noncorrelated risks

noncumulation of limits provisions

nonderivative suits

nonduplication of benefits

noneconomic damages

nonengagement letter

nonfiled line of coverage

nonforfeiture values

nonimputation provision

noninsurable risk

noninsurance

noninsurance risk transfer

nonledger assets

nonmedical

nonoperating working interest

nonowned automobile

nonparticipating (non-par)

nonparticipation settlement clause

nonpecuniary relief

nonpracticing extension

nonprofit directors and officers liability insurance

nonprofit insurers

nonproportional reinsurance

nonqualified plans

nonratable elements

nonrescission provision

nonresident agent

nonstandard auto insurance

nonsubject premium

nonsubscription

nonsuit

nontransferability provisions

noon clause

no-pay, no-play laws

normal loss

North American Industry Classification System (NAICS)

nose coverage

notary claim exclusion

notice

notice of cancellation endorsement

notice of cancellation/nonrenewal clauses

notice of circumstances during extended reporting period provision

notice of claim provision

notice of occurrence

notice of potential claim provision

notice to the company

novation

nuclear, biological, chemical (NBC) weapons

nuclear, biological, chemical, radiological attack/weapon

nuclear exclusion

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

O

occupational accident insurance

occupational classification

ocean marine coverage

of counsel

off-balance-sheet risk

off-duty coverage

offer

offer of judgment

office burglary and robbery

Office of Motor Carrier Standards (OMCS)

off-premises power coverage

offset clause

offshore captive

omnibus clause

on-demand bonds, bank guarantees

ongoing operations

Online Privacy Protection Act of 2003 (AB68)

onshore captive

open perils

open rating

open stock burglary policy

operational risk financing securities (ORFS)

operational risk management (ORM)

operators extra expense (OEE)

optimization

optimum level of risk retention

option spring-loading

opt-out lawsuits

ordinance or law coverage

ordinary construction

ordinary life

ordinary payroll limitation or exclusion endorsement

organizational documents

organizational risk

organizing

original gross premium (OGP)

original insurer

ostensible agency liability

other insurance clause

other states coverage

other structures: homeowners policy

other-than-collision coverage

other underwriting income

outcomes measurement

outer continental shelf

Outer Continental Shelf Lands Act (OCSLA) of 1953

out of employment

outplacement services

outside directors

outside directorship liability coverage

outstanding losses

outstanding loss reserves (OSLR)

outstanding premiums

overall operating ratio

overinsurance

overlapping insurance

over-line

override

overriding commission

overtime surcharge

owner controlled insurance program (OCIP)

owner-operator

owners and contractors protective (OCP) liability coverage

ownership clause

owners, landlords, and tenants (OL&T) liability policy

owners protective errors and omissions insurance coverage

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

P

package policy

paid-in capital

paid losses

paid loss retrospective rating plan

Part A permit, Part B permit

participating reinsurance

particular average

partner

partner controlled insurance program (PCIP)

partner track

party

party-in-interest transactions

passive foreign investment company (PFIC)

patient compensation funds

patient dumping

Patient's Bill of Rights legislation

Pension Benefit Guaranty Corporation (PBGC)

Pension Protection Act of 2006

per capita

percentage participation

per diem business interruption coverage

permanent and stationary

permanent life insurance

permanent partial disability

permanent total disability

per occurrence limitation of liability provision

per risk excess reinsurance

personal and advertising injury

personal articles floater

personal auto policy (PAP)

personal effects floater

Personal Information Protection and Electronic Documents Act (PIPEDA) of 2000

personal injury (PI)

personal injury protection (PIP)/no-fault

personal liability coverage

personal lines

personal profit exclusion

personal property

personal risk management (PRM)

personal umbrella policy

physical-mental injuries

physical rehabilitation

placement service agreement (PSA)

plate glass insurance

pleadings

point-of-entry treatment device

point-of-use treatment device

police professional liability insurance

policy expense allowance

policy fee

policyholder

policyholder dividends

policy year experience

political risk insurance

pollutant

pollutant standard index (PSI)

portfolio reinsurance

post-emergency recovery

postmortem dividend

potentially responsible party (PRP)

power of attorney

practice insurance policy

practice policy

preauthorized check plan

precedent

pre-claim advice credit

predecessor firm coverage

predictive analytics (PA) or modeling

predominant cause

preexisting condition

preferred provider organization (PPO)

preferred risk

Pregnancy Discrimination Act (PDA) of 1978

prejudgment interest

premises

premises burglary coverage

premises-operations

premises theft and outside robbery coverage form H

preponderance of evidence

present value

preservation of property

pre-set allocation provision

presumption

presumptive indemnification provision

primary and noncontributory

principle of indemnification

prior acts coverage

prior and pending litigation exclusion

priority of payments provision

prior work exclusion

private carrier

private company directors and officers liability insurance

private crop-hail insurance

private equity firm

Private Letter Ruling

privately held corporation

private placement

Private Securities Litigation Reform Act of 1995

privileged communication

probable maximum loss (PML)

producer-owned reinsurance company (PORC)

product

product disparagement

production contracts

production of documents

product liability

product liability exclusion

product liability insurance

product recall

products-completed operations

products guarantee legal liability

products tampering insurance

professional employer organization (PEO)

professional liability

professional reinsurer

professional services exclusion

profit center captives

profit commission

profit sharing plan

pro forma (projected) financial statements

program business

progressive injury or damage

prohibited risk

prohibited transaction exemption (PTE)

prohibited transactions

prohibition of voluntary payments provision

pro hoc vice

project liability insurance

project management protective liability (PMPL) insurance

promissory estoppel

promissory note

proof of loss

Property Claim Law Associate (PCLA)

Property Claim Law Specialist (PCLS)

property damage (PD)

property insurance

property transfer liability insurance

proportional liability

proportional/pro rata reinsurance

proposal bond

pro rata

pro rata cancellation

pro rata distribution clause

prospective aggregates

prospective loss costs

prospective rating

protected cell captive (PCC)

protection and indemnity (P&I) insurance

protection classes

protective liability insurance

protective order

protective professional indemnity insurance

protective safeguards endorsement

provisional notice of cancellation (PNOC)

provisional premium

proximate cause

psychological rehabilitation

public adjuster

Public Company Accounting Oversight Board (PCAOB)

public easement

public employee dishonesty coverage

Public Law 15 (McCarran Act)

public liability insurance

publicly held corporation

public officials bond

public officials liability

public officials liability insurance

public or livery conveyance use

public policy exception

public private partnership

Public Risk Management Association (PRIMA)

pure claims-made policy

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Q

qualified person with a disability

qualified plan

qualified self-insurer

qualitative claim auditing

Quality Indicator Profile (QIP)

quantitative claim auditing

quid pro quo sexual harassment

quota share reinsurance

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

R

Racketeer Influenced and Corrupt Organizations (RICO) Act of 1970

radiological weapon

radius class

radius of operations

railroad protective liability

railroad sidetrack agreement

rate of natural change

real estate brokers errors and omissions

real property

reasonable accommodation

reasonable repairs

reasonably available control technology (RACT)

reduced paid-up insurance

reformation (of an insurance policy)

refund annuity

registered agent

registered mail coverage

Registered Professional Liability Underwriter (RPLU)

registers

regression analysis

regulated asbestos-containing material (RACM)

regulated medical waste

Regulation 114 Trust

regulatory agency exclusion

regulatory estoppel

regulatory risk

rehabilitation management

reimbursement policies

reinstatement

reinstatement premium

reinsurance

reinsurance agreement

reinsurance assumed

reinsurance captive

reinsurance ceded

reinsurance commission

reinsurance confirmation

reinsurance credit

reinsurance/hedging strategy optimization

reinsurance intermediaries

reinsurance pool

reinsurance premium

reinsurance recoverable

related claims provisions

related party insurance income (RPII)

S

safe burglary insurance

safe deposit box coverage

safe depository coverage

Saffir-Simpson scale

sale bond

sales

salesmen's samples coverage

saline substances contamination endorsement

salvage

salvage value

Sarbanes-Oxley Act (SARBOX, SOX, SOx) of 2002

school board legal liability insurance

school board liability coverage

screening clients/cases

Sears v. Commissioner

seasonal risk

secondary beneficiary

secondary classification—special industry class

secondary payer

second surplus reinsurance

Section 501(c) of the U.S. Internal Revenue Code

Securities Act of 1933

securities class action claims

securities deposited with others coverage form J

Securities Exchange Act of 1934

securities insuring agreement

securities valuation reserve

securitization

securitization of risk

security holder exclusion

security requirements

seedsmen's errors and omissions liability insurance

segregated cell captive (SCC)

segregation

selected tender

selection

self-contained policy

self-insurance

self-insurance pool

self-insured retention (SIR)

self-insurer's bond

self-procurement taxes

self rating

selling price clause or endorsement

Senior Claim Law Associate (SCLA)

separate account

service fulfillment insurance

servicing contractors rider

settlement lag

settlement options

settlement programs

severability of exclusions

severability of interests clause

severability provision in directors and officers applications

several liability

severance pay

severance pay exception wording

severity

sexual abuse exclusion

short-rate cancellation

shrinking limits defense provision

significant deviation

silica

silo factor

simulation risk modeling method (often called Monte Carlo method)

single entity coverage

single-entry multiple company interface (SEMCI)

single interest insurance

single-owner captive

single-parent captive

single premium insurance

single state registration system (SSRS)

sinkhole collapse

sistership liability exclusion

sliding scale commission

sliding scale dividend

slip

small quantity generator

sophisticated insured

source revelation provisions

spamming

Spearin Doctrine

special acceptance

special causes of loss form (ISO)

special crime insurance

special damages

special employer

special flood hazard area (SFHA)

special investigative unit (SIU)

special litigation committee (SLC)

special mobile equipment

special or specialty risks

special perils

special personal auto policy (SPAP)

special purpose vehicle (SPV)

specialty risks

special waiver

specifications

specific excess insurance

specific limits

specific loss limit

specific rating

specified causes of loss coverage

specified perils coverage

T

tail

tail coverage

tail value at risk (Tail VaR) or tail conditional expectation (TCE)

takaful

targeted enterprise risk insurance (TERI)

tax interruption coverage

tax multiplier

tax opinion insurance

Tax Reform Act (TRA) of 1984

Technical and Miscellaneous Revenue Act (TAMRA) of 1988

technique of operations review (TOR) system

technology errors and omissions insurance (tech E&O)

telecommuting

telemedicine

Telephone Consumer Protection Act (TCPA) of 1991

temporary partial disability

temporary total disability

tender of defense

tender offer defense expense

terrorism endorsement

terrorism insurance

Terrorism Risk Insurance Act (TRIA) of 2002

Terrorism Risk Insurance Extension Act (TRIEA) of 2005

Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) of 2007

theft, disappearance, and destruction of money and securities coverage form C

thermal pollution

third party

third-party administrator (TPA)

third-party beneficiary principle

third-party claims

third-party liability coverage

third-party lien

third-party-over action

third-party risk

threshold

threshold level

threshold limit value (TLV)

tie-in endorsements

time element insurance

Title VII of the Civil Rights Act of 1964

tolling a statute of limitations

total insurable value (TIV)

total insured value provision

total pollution exclusion

Toxic Substances Control Act (TSCA) of 1976

toxic tort

tradable risk

trade disruption insurance

trade dress

trade libel

trading loss coverage

trailer interchange insurance

transportation expenses

travel agents errors and omissions insurance

triple excess coverage

triple trigger theory

trip permit

trip transit insurance

truckers downtime insurance

truckers policy

truckload (TL)

trust agreement

trust department errors and omissions coverage

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

U

umbrella liability policy

unaffiliated business

unallocated benefit

unallocated loss adjustment expense (ULAE)

unauthorized insurer

unbundling

unconditional settlement clause

unconscious bias

underground property damage

underinsurance

underinsured motorists (UIM) coverage

underwriting capacity

underwriting cash flow

underwriting class

underwriting cycle

underwriting expense

underwriting guidelines

underwriting year experience

undue hardship

unearned premium (UEP)

unearned premium reserve

unearned reinsurance premium

unfunded retention

unfunded self-insurance

Unified Carrier Registration Agreement (UCRA)

Uniformed Services Employment and Reemployment Rights Act (USERRA) of 1994

uniform resource locator (URL)

Uniform Task Based Management System (UTBMS)

unilateral contract

unilateral extended reporting period provision

unimpaired surplus

uninsured motorists (UM) coverage

unit statistical card

universal life insurance

unplanned retention

unrelated business

unrelated business income tax (UBIT)

use and occupancy insurance

U.S. Longshore and Harbor Workers' Compensation Act

usurped power

utility service interruption coverage

utilization review

A B C D E F G H I a href="#J">J K L M N O P Q R S T U V W X Y Z

V

vacancy permit endorsement

vacancy provision

valuable papers and records coverage

valued business interruption coverage

variable interest entity (VIE)

variable life insurance

vendors coverage

vendors dual interest coverage

vendors endorsement

vendors single interest coverage

vertical exhaustion rule

Video Privacy Protection Act (VPPA) of 1988

vis major

vocational rehabilitation

void

voidable

voluntary compensation endorsement

voluntary compensation maritime coverage endorsement

Voluntary Employees' Beneficiary Association (VEBA)

voluntary market

Voluntary Protection Program (VPP)

voluntary reserve

Volunteer Protection Act of 1997

voyage clause

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

W

wage and hour claims

wage and hour insurance coverage endorsement

wages, maintenance, and cure

waiting period deductible

waiver

waiver of inventory

waiver of premium

waiver of recourse endorsement

waiver of subrogation

warehouse operators legal liability insurance

warehouse to warehouse clause

waste load allocation

waterborne equipment exclusion

water quality-based limitations

water quality-based permit

water quality standards

weapon of mass destruction (WMD)

wedding insurance

weighted average cost of capital (WACC)

weighted average loss forecasting

welfare and pension plan bond coverage

well control insurance

wellness program

wet methods

wharfinger legal liability coverage

whistleblower claim

whistleblower statutes

whole life insurance

wholesale agent

wholesale broker

wholesale health insurance

wholesale insurance

wind or hail deductible

window plan

with average (WA)

with average 3 percent (WA 3%)

without prejudice

with prejudice

workers compensation

workers compensation and employers liability policy

workers compensation catastrophe cover

Workers' Compensation Claim Law Associate (WCLA)

Workers' Compensation Claim Law Specialist (WCLS)

work hardening

working layer

workmanship exclusion

work performed exclusion

workplace tort

workplace violence insurance

worldwide insurance program

wrap-around policy

wrap-around risk financing program

wrap-up

wrap-up exclusion endorsement

writ

write

Write-Your-Own (WYO) Program

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

X

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Y

year 2000 (Y2K) exclusion

Yellow Book

York Antwerp Rules

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Z

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z