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Business Interruption Insurance

Business interruption insurance provides peace of mind to business owners, enabling them to focus on efficiently running their firm, safe in the knowledge that should a disaster strike, income is still protected. Business interruption insurance covers the loss of income, profit or revenue that can occur through the closure of operations as a result of circumstances out of a firms control, as well as covering any losses sustained up until the company is once again fully operational. 

Whereas traditional property insurance only covers physical damage sustained as a result of a disaster, for example a flood, electrical fault or fire; business interruption insurance allows you to protect the revenue you would have expected to earn during the affected period. For example, a textile manufacturer may suffer a fire forcing their factory to be closed for weeks, or in many cases, months. Property insurance would pay for the repairs to the factory, but without comprehensive business interruption insurance coverage the revenue lost in those four weeks of business would most likely create a substantial loss.


Business interruption insurance therefore enables greater accuracy in long term forecasting and, for businesses operating in high risk areas, provides the security needed to do business without the fear that one disaster could destroy your company's profitability. 

In many countries, business interruption insurance is considered essential for businesses that have shareholders or are listed since the responsibility to protect the company's income and profit is often expected as part of the board of management's control and diligence.

For further information regarding how business interruption insurance could benefit your business, simply call one of our team of insurance specialists who will answer any queries and help to tailor a policy around your specific requirements.  

Have a query or question? Please call us on +84 (28) 3514 7969 or email us at enquiry@aegisrs.com for further advice!

Email Us: enquiry@aegisrs.com
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+84 28 3514 7969-70
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