Cyber Risks Insurance
With the tremendous growth of electronic networks, the world has been become more digitally-connected than ever. Companies nowadays increasingly face new risk and exposures, ranging from physical losses, business interruption to liabilities and associated costs and expenses as a result of Cyber Attacks and Data Breaches. Welcome to the digital age, Cyber Risks are now a major threat to their businesses!
Cyber Insurance, a specialized insurance product, designed to protect businesses and individuals from an ever-evolving range of risks in response to fast-growing market needs and requirements.
Cyber Insurance provides coverage against financial losses resulting from damage to or loss of information from IT systems and networks. Broadly speaking, Cyber Risks can be sub-divided into two affected categories, first-party and third-party exposures. Cyber Insurance exists to cover either or both of these type of risks exposures namely:-
First-party coverage may include:
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